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How To Spend Your Tax Refund

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    Upgrading your phone or getting that new iPad or laptop.
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    Taking that vacation you've always wanted to take.
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    Seeing your favorite artists in concert.
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    Paying off that mountain of credit card debt.
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    Donating to your favorite charity (it's tax deductible for next year).
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    Beefing up your emergency savings or contributing to a retirement account.
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    Being able to afford alcohol that costs more than $5.
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    A night out on the town!
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    Seeing what all the fuss is about and subscribing to Netflix.